Privacy Policy
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WHAT DOES CENTRAL BANK OF KANSAS CITY DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you havewith us. This information can include:
• Social Security number
• Account balances
• Income
• Credit history
•Credit scores
•Transaction history
When you are no longer our customer, we continue to share your information as described in this notice
How?
All financial companies need to share customers’ personal information to run their everydaybusiness. In the section below, we list the reasons financial companies can share their customers’personal information; the reasons Central Bank of Kansas City chooses to share; and whether youcan limit this sharing
Reasons we can share your personal information
Does Central Bank ofKansas City share?
Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintainyour account(s), respond to court orders and legalinvestigations, or report to credit bureaus
Yes
No
For our marketing purposes-to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes- Information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes-Information about your creditworthiness
Yes
No
For non-affiliates to market to you
Yes
No
Questions?
Call the toll-free number on the back of your card, or call (605) 370-5135
Who we are
Who is providing this notice?
Central Bank of Kansas City
What we do
How does Central Bank of Kansas Cityprotect my personal information?
To protect your personal information from unauthorized accessand use, we use security measures that comply with federal law.These measures include computer safeguards and secured filesand buildings.
How does Central Bank of Kansas Citycollect my personal information?
We collect your personal information, for example, when you:
• Open an account
• Apply for a loan
• Pay your bills
• Deposit or withdraw money
• Use your debit card
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
• Sharing for affiliates’ everyday business purposes—informationabout your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights tolimit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can befinancial and non-financial companies.
• Central Bank of Kansas City does not share with our affiliates.
Non-affiliates
Companies not related by common ownership or control. They can befinancial and nonfinancial companies.
• Central Bank of Kansas City does not share with non-affiliates so theycan market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies thattogether market financial products or services to you.
• Central Bank of Kansas City may partner with certain nonaffiliatedfinancial companies to make available certain financial products andservices to you.
Other important information
Special Notice for Residents of Certain States:
Residents of California and Vermont: In accordance with state law, we will not share your personal information withnon-affiliates except as permitted by law, including for example, for our own marketing purposes, for everyday businesspurposes, such as serving your account, or with your consent.Residents of Nevada: You are being provided this notice pursuant of Nevada law.
